It is possible to rebuild your credit record by taking steps to reestablish your credit, says LSU Agricultural Center family economist Jeanette Tucker. "People experience credit problems for a variety of reasons," Tucker says, adding, "Job loss, unexpected medical bills, divorce and money management mistakes are among the most frequent causes.

(Distributed 7/11/03) Education is valuable throughout your life, and the achievements you make today can determine the salaries you earn over a lifetime.

How much money will you need to retire comfortably? The answer depends on your lifestyle expectations and goals. Other factors to consider include the age at which you plan to retire, your life expectancy, the amount and type of employer benefits (if any) and the amount and growth rate of your savings and investments.